Hearing Aid Insurance & Warranty Cover

Whilst digital hearing aid insurance is an option, our hearing aid warranties come with some added benefits you may want to consider.

Updated 15/02/2021

Digital Hearing Aid Insurance & Warranty Cover

Hearing aids are easily lost, misplaced or damaged and typically are one of the most expensive personal possessions an individual can own. Whilst some people are able to get their digital hearing aids covered under their household insurance, many insurance companies these days either don’t offer this or can charge a hefty premium to do so. Some people are also concerned that they may lose their no claims discount on their household insurance should they need to make a claim.

To give hearing aid users more flexibility around this issue, we now offer two options, read the comparisons below to see if a warranty for your hearing aid could be a better option.

So what's the difference?

Replacement Warranty

Includes accidental damage, theft or loss
Low fixed premium of £80 per aid per year
Premium remains the same irrelevant of make or model
Excess during claim dependent of make & model (calculated on warranty page)

Hearing Aid Insurance

Includes accidental damage, theft or loss
Premium of between £100 - £300 per aid per year*
Premium varies depending on hearing aid and personal circumstances
Making a claim may affect subsequent premiums
£50 excess during claim*

*Figures quoted are estimates and are subject to change. Always check with your insurance company or agent for the specific prices and terms.

Choose between Warranty & Insurance

If you have chosen between Warranty and Insurance, you can apply now.

Warranty or Insurance

Option 1 - Hearing Aid Replacement Warranty

We provide a comprehensive replacement warranty for just £80 per hearing aid per year. This is a fixed fee and is the same for all makes and models. If your hearing aid is lost, stolen or damaged beyond repair we will replace it with a new one of exactly the same make and model.

Unlike insurance policies, we take no account of risk demographics such as postcode, claims history or hearing aid value when calculating the premium. If you make a claim then your premium does not go up. We also don’t share your claims information with anyone. If you make a claim then this will not affect any insurance policies that you may have.

Replacement warranty premium is payable annually in advance and is £80 per hearing aid per year.
It applies to new hearing aids that are less than one year old and the maximum period we will cover hearing aids for is five years.
Your warranty covers the specific hearing aid(s) in question. In the event of you making a claim, you would pay the excess and then receive the replacement hearing aid usually within 10 working days.
The replacement aid would require a new policy if you wanted to cover your new aid.

Option 2 - Hearing Aid Insurance Cover

We are able to put you in touch with a reputable insurance company that specialises in this field. The company is called Assetsure. They are regulated by the Financial Conduct Authority, members of the British Insurance Brokers Association and Lloyds of London cover holders. The main benefits that they offer are:

Worldwide “All risks” Insurance.
No limit to the number of overseas trips of up to 60 days that can be made.
Cover includes; accidental damage, theft and loss (including unexplained disappearance).
A specialist replacement service via “Your Hearing".
Policy fully underwritten at Lloyd’s of London.
Please fill in the form below for a quote.